What You Need to Know About Dodge Journey Car Insurance
What You Need to Know About Dodge Journey Car Insurance

If you're in the market for a new vehicle, the Dodge Journey may be a good fit. This midsize crossover is a great value and comes with loads of features to keep you safe on the road.

However, the car's high insurance costs make it a good idea to shop around for a low price. To get a competitive rate, you should compare quotes from multiple companies at once.

Safety Ratings

In federal testing, the Dodge Journey received four out of five stars for front and rollover crash protection. It also has a perfect five-star rating for side impact.

The Insurance Institute for Highway Safety gave the Dodge Journey an overall Good rating and awarded it a Top Safety Pick+ designation. This makes the car eligible for discounts on auto insurance as insurers like offering coverage to safer vehicles.

When compared to other midsize SUVs, the Journey scores slightly lower in overall safety ratings, but it does have some positives. It earns four out of five stars for front and rollover, which is a good score in this class.

However, it's important to note that the Journey hasn't been around long enough to qualify for modern safety technologies like automated emergency braking. It does, however, have a few advanced safety features that could help save lives in the event of a crash.

One of those features is ParkSense, which scans a parking lot for any potential obstructions and alerts the driver if it detects an object. Another is the rearview camera, which helps you see what's behind your vehicle in the event of a rear collision.

Other important safety features in the Dodge Journey include antilock disc brakes, traction control and stability control, seven airbags, a child booster seat and full-length side curtain airbags. The Journey's optional 3.6-liter V6 engine also delivers a reasonable amount of power and gets an EPA-estimated 19 miles per gallon in the city and 25 on the highway.

As for comfort, the Journey offers enough head- and legroom for adults to stretch out comfortably in most seats. The rearmost row is a little tight, but it can accommodate children.

The Journey's steering is on the slow side, which might make it difficult for some drivers to maneuver in town. It's also a little heavier than other crossovers, which might make it difficult for drivers to get comfortable driving it around turns.

Insurance Costs

The cost of Dodge Journey car insurance varies depending on a variety of factors. These include the vehicle's age and model, the driver's age and driving record, and the insurer's rate. It's important to compare Dodge Journey insurance rates and learn how you can lower your costs.

A new Dodge Journey costs an average of $1,560 to insure for full coverage. This is higher than the average cost of a midsize SUV, but it's still less expensive than most other popular models.

In some parts of the country, Dodge Journey insurance can be as low as $218 a year for liability-only coverage. This is a great deal compared to the national average of around $3,640 per year.

Getting a cheap Dodge Journey insurance policy can be difficult, especially if you have a bad driving history or no credit. The best way to save money is to get quotes from several different insurance companies.

If you're looking for a cheap Dodge Journey insurance policy, start by entering your ZIP code above to get multiple free personalized quotes in minutes. We found that Commonwealth Casualty offered the cheapest policy we could find for a 2011 Journey, with rates as low as $20 monthly.

Another way to reduce your car insurance costs is to raise your deductibles. This will save you money in the long run.

One of the most affordable ways to insure your Dodge Journey is to purchase a usage-based or pay-per-mile insurance policy. These policies work by charging you a certain amount each month, and then calculating the total cost of your policy based on how many miles you drive.

These types of policies are also a good option if you live in an area with high car theft rates. They may also be a good choice if you plan to keep your car for a long time.

Whether you want to buy a Dodge Journey or any other brand of car, it's always a good idea to shop around for the best possible price. There are many things you can do to lower your insurance costs, including using the Internet to get quotes and bundling your insurance with other services like home and health insurance.

Safety Features

The Dodge Journey SUV has a great range of safety features designed to keep you and your family safe on the road. You'll find advanced airbags, stability control and a rearview backup camera among the many standard safety features in this SUV.

The 2020 Journey is an excellent choice if you're looking for a safe and reliable vehicle to take on the roads of Indiana and surrounding areas. This popular SUV has earned high marks from the National Highway Traffic Safety Administration and other major organizations, making it one of the safest cars on the market.

Safety isn't a feature that you should overlook when shopping for a vehicle; in fact, it's probably the most important aspect of buying a car. Fortunately, the Dodge Journey offers a number of standard safety features that will help you to avoid accidents and save on your insurance costs.

These include an anti-lock braking system and driveline traction control, which prevents skidding and helps to ensure that each wheel is spinning at the correct speed. The Journey also comes with a tire pressure monitoring display that lets you know when your tires are low on air.

Other available safety features in the Dodge Journey include a front crash prevention system, a backup camera, and an emergency alert system that warns you if there's an accident nearby. You can also get a collision warning system that alerts you if there's a collision, as well as a rear park assist system that allows you to back up and parallel park with greater ease.

In addition to the above safety features, you can purchase a Dodge Journey with an electronic stability control system that will monitor your steering and braking. In the event of an accident, this system will automatically apply brakes to specific wheels so that you can steer the vehicle safely out of harm's way.

A good number of other features are available for the Dodge Journey, including a reversing camera, blind-spot monitoring, and a rear park assist system that can help you park in tight spaces. These features are a great investment for any driver who wants to feel confident while parking their car or SUV.


If you are in the market for Dodge Journey car insurance, it is essential to compare your options. Many insurance companies offer different types of discounts that can help you lower your rates. Some of these include good driver discounts, student discount, low mileage, accident forgiveness, and more.

Generally, these discounts can save you up to 15% or more on your policy. However, it is important to remember that the amount of savings you can receive depends on a variety of factors, including your driving history and credit score.

For example, drivers with a clean record typically save more than those with a history of speeding tickets and other traffic violations. Those with good credit can also save more than those with a low credit score because most insurance providers use your credit to determine your ability to pay monthly premiums.

Another way to reduce your premium is by choosing a high deductible on your insurance coverage. This will help you save money, but be aware that if you do need to make a claim on your policy, the higher deductible may be a significant expense.

The best way to find these discounts is to compare quotes online. This can be done by using the free tool on this page or by contacting an agent in your area.

One of the most common discounts is the loyalty discount. This can save you up to 5% if you have a long-term relationship with an insurance company. Each insurance company decides how long you have to be a customer before you can qualify for this discount.

You can also save on your car insurance by bundling it with other coverages. This is especially effective for homeowners and renters policies, where you can typically save even more by taking advantage of multiple-policy discounts.

Other discounts for Dodge Journey car insurance include student driver discount, good driver, and collision and comprehensive coverage. These are some of the most commonly-used discounts for car insurance and should be considered when comparing your options. Other discounts that are less well-known, but can still be beneficial to you, include seat belt usage and anti-lock brakes.