The Chevrolet Volt is a great option for environmentally conscious drivers. It is a hybrid electric car that runs on electricity and uses a small amount of gasoline to recharge the batteries.
If you're thinking of buying a Chevy Volt, you may wonder how much insurance will cost. The good news is that the car's crash test scores and safety features can help you get a lower rate on your auto policy.
The Cost of Insuring a Chevy Volt
The cost of insuring your Chevrolet Volt depends on a variety of factors. Your age, location, and driving record can all play a role in your premium. You can also find discounts for safety features.
The Chevy Volt is a plug-in hybrid electric car that uses an electricity-only mode until it’s depleted of power, and then switches to a gas engine to extend its range. This technology allows it to run for up to 53 miles on pure electric power, according to the EPA. For many drivers, this is more than enough battery power for long trips.
Insurance rates for the Volt can be high, but they’re still much lower than those for a standard car. For example, a 2017 Chevrolet Volt costs about $1,500 to insure annually.
You can also find low cost auto insurance for newer cars by opting for liability only coverage. This policy limits your responsibility to pay for damage to others’ property in the event of an accident, and it can be as little as $53 per month on average.
When shopping for insurance, you should try to get quotes from several insurers. This will ensure you find the best deal on your policy. In addition, you can take advantage of multiple car insurance discounts.
Depending on your location, you may be able to save money by insuring a Chevrolet Volt with low mileage. This type of vehicle will be less likely to break down and require repair, which can lead to lower monthly premiums.
You can expect to pay more for your Chevrolet Volt insurance if you live in a larger city, as these locations tend to have higher accident rates. You can also lower your policy rates by avoiding speeding tickets and other traffic violations.
Young drivers often pay a higher insurance rate than older drivers because they’re more likely to have accidents and traffic violations on their records. Fortunately, you can lower your rate by making sure your driving record is clean and taking courses to help improve your skills behind the wheel.
You can save even more on your insurance by opting for optional features like blind-spot monitoring, forward collision mitigation, and lane departure warning. Other safety options include a rearview camera and rear parking sensors.
Getting a Quote
The cost of Chevrolet Volt car insurance depends on a number of factors, including your age and risk profile. This is why it is so important to get quotes from multiple insurers before deciding on a policy.
Drivers can lower their costs by bundling their policies together and eliminating unneeded coverage. Additionally, some companies offer discounts for things like good credit or having a security system installed in your car.
Getting a quote from your local insurance agent can help you find the best price for your specific situation. They can also recommend coverage levels and options that are right for you.
Another factor that can influence your rates is the location you live in. In general, rural areas are less expensive to insure than urban ones. However, the average cost of liability coverage varies a lot from state to state.
You can use our FREE tool to get a customized quote for your specific vehicle and risk profile. This way, you can be sure that you are getting the lowest possible prices for your Chevy Volt insurance.
In addition to your home state, the model of your Chevy Volt can impact its insurance rate. Electric cars generally have higher premiums than their gas counterparts due to the higher cost of parts and repairs in the event of a crash.
The average cost of a full-coverage policy for a Chevrolet Volt varies by trim level and state, but it is generally around $2,790 per year. This includes $500 deductibles and 30/60 liability limits with uninsured motorist coverage included.
A reputable, independent agency can help you find the best Chevrolet Volt insurance at the lowest possible price. They can also provide advice on how to avoid accidents and other common driving mistakes that can cause you to pay more for your car insurance.
While there are many ways to save on your Chevrolet Volt insurance, one of the most effective is to be a safe driver. This will keep you from getting speeding tickets or racking up too many claims on your insurance.
You can also consider taking a driving course to improve your skills and earn a discount on your auto insurance. Most drivers under 25 have high-risk insurance premiums regardless of their driving record, so a course can help you qualify for a discount and lower your rate.
The Chevrolet Volt is a popular green car that provides a great driving experience and is a top safety pick. The vehicle is also affordable to insure and is a great option for environmentally conscious drivers who want an all-electric car.
The Volt is a plug-in hybrid electric car with an electric motor and gas engine that works in tandem to provide a range of 53 miles according to the EPA. It has a high level of technology, which is why it was named Green Car of the Year by the Green Car Journal in 2016.
Insurance rates for the Chevy Volt can vary significantly based on the driver’s risk profile, the model and trim, policy deductibles and limits. It’s best to shop around for the lowest rates available.
Using an online insurance comparison tool is the best way to get cheap car insurance for your Volt. The tool lets you compare rates from multiple companies in your area and allows you to choose the coverage that is right for you.
You can save money by adding collision and comprehensive auto insurance. These types of coverage will pay to repair or replace your car if it’s damaged in an accident or vandalized by someone else.
Other coverages you might consider include personal injury protection and medical payments insurance. These can reimburse you for expenses like EMT bills, pain medications, and nursing services if you are injured in an auto accident.
There are also low-cost options for glass damage, which can be expensive to repair. This type of insurance covers the cost of replacing your windows if they break or crack.
Another option is gap insurance, which pays to cover the balance on your loan if you are in an accident and unable to pay for it. This can be especially helpful if your Chevy is not worth as much as you owe on it.
Getting the right auto insurance coverage for your Volt can be difficult, but an independent agent can help. A local agent can obtain quotes from multiple insurers and will work to find the best policy for your needs and budget.
The driving record is a crucial part of every driver’s life. It contains information about a person’s license, violations and other events that may impact their car insurance premiums. It is also a tool for employers and others to evaluate a person’s driving ability.
A driving record, or driver’s abstract, includes license status and violations as well as any criminal offenses involving driving. Depending on the state, these records can be accessed online or by mail.
Having an accurate driving history is important because it can help you save money on car insurance. However, you should remember that inaccurate information can increase your premiums significantly.
One way to ensure your record is accurate is to check it frequently for changes. This will allow you to spot problems before they become too serious.
If you do find a mistake on your record, you can get it corrected and your insurance costs will decrease. However, it is important to note that getting a driving record corrected can take time.
In the meantime, you should also try to avoid getting any traffic violations or accidents that could increase your insurance premiums. If you get into an accident, it can cost you thousands of dollars in repairs or replacements.
When you drive a Chevrolet Volt, it is best to maintain a clean driving record. You can do this by avoiding speeding tickets, parking violations and any other misdeeds that may impact your insurance rates.
It is also a good idea to keep your car insured with adequate coverage for both collision and comprehensive. These two types of insurance can help you replace your car if it is damaged in a crash.
While you’re searching for the right Chevy Volt insurance, it is also a good idea to check out the safety features on your vehicle. Crash-resistant safety features can lower your insurance rate, and you should always choose a model that offers the highest rating from the Insurance Institute for Highway Safety (IIHS).
In addition to lowering your insurance premiums, choosing a safer vehicle can save you money on gas. Additionally, you can ask your insurance company for a low-mileage discount and usage-based discounts.