How to Save Money on Your BMW 328d Car Insurance
How to Save Money on Your BMW 328d Car Insurance
BMW328d car insurance

The BMW 328d is one of the least expensive vehicles to insure in the compact luxury car segment. It costs an average of $1,636 yearly for a full coverage policy.

The 328d is powered by BMW's turbocharged 2.0-liter diesel four-cylinder engine good for 180 horsepower and 280 pound-feet of torque. Unlike the gasoline-powered 328i, it's a bit slower to hit 60 mph, but it gets far better fuel economy.


A lot of car insurance companies offer a variety of safety features, so make sure you take advantage of them.

The BMW 328d is a relatively safe bet when it comes to collisions, as it has an impressive array of airbags and other active safety technologies. Aside from its standard front, side and rear airbags, it also has frontal and curtain head airbags that can be folded in and out to accommodate passengers.

For this reason, the 328d is one of the safest cars on the road today. That said, it isn’t without its share of flaws. The BMW 328d is not the most fuel efficient vehicle in its class, and it also has a relatively high price tag. However, its excellent safety record and a host of smart technologies make it well worth the extra coin. Its most notable safety feature may be its optional driver assistance technology, which includes lane departure warning and blind spot detection. The 328d is also among the few vehicles in its class to offer an adaptive cruise control system that can automatically slow or speed up depending on the traffic and road conditions.

Fuel Economy

The BMW 328d is the latest of a growing wave of diesel-powered BMW 3 Series models. The 328d's return is a sign that automakers are working hard to bring more diesel cars to the US market.

One big benefit for the new 328d is its fuel economy. The manufacturer estimates that the rear-wheel-drive model will return 32 mpg city and 45 mpg highway, which are both very impressive numbers for a sporty luxury car. Those figures are even better than the outgoing diesel-powered 335d's 23 mpg city and 36 mpg highway.

Although the 328d has a smaller engine than the 335d, it offers much more torque. The 2.0-liter four-cylinder turbodiesel cranks out 180 horsepower and 280 pound-feet of torque, which is more than enough to get the 328d up to speed quickly. Its acceleration is not quite as brisk as the 328i's, but BMW says it should sprint to 60 miles per hour in seven seconds or so, which is still better than the gas-powered 328i's 5.7-second time.

While the 328d's excellent fuel economy makes it a compelling choice for buyers looking to save money on their gasoline bills, it does sacrifice some in-cabin quietness. The clean turbo-diesel is a little louder than its gas-powered counterpart at idle, and the diesel's sound also fills the cabin with a hint of noise when accelerating or cruising.

The 328d also has a higher price tag than the gas-powered 328i, which starts at about $40,000 with shipping and is offered in sedan and wagon body styles. That makes the 328d a better buy for people looking to save on gas and who don't mind spending more than they would with the gas-powered 328i.

Regardless of which vehicle you choose, make sure to check out the cheapest insurance rates for a BMW 328d before you purchase. If you live in a high-risk area, you might be paying more for your coverage than you need to. This is because your insurance company will factor in the risks you face to calculate your premiums. For more information on where to find the cheapest BMW 328d insurance, take a look at our table below.


The 328d’s turbodiesel engine offers great performance in a compact package, with 180 horsepower and 280 lb-ft of torque, all delivered to the wheels through BMW’s xDrive all-wheel drive system. This combination of power and efficiency makes for a highly satisfying driving experience.

The 3 Series also comes with a wide variety of advanced technology features to enhance your driving experience and safety. These include advanced operating systems, seamless safety technology and personalized infotainment options. You can also use the My BMW app to connect with your car and stay updated on its status, like fuel levels and tire pressure.

This model also comes with the optional Driver Assistance package, which includes a rear-view camera and sensors that can warn you when another vehicle is nearby. It also adds BMW’s “active driver assistant,” which vibrates the steering wheel if you’re about to make a turn or swerve and will brake the car to prevent an accident.

If you’re thinking of adding this type of technology to your BMW, it’s important to understand how it can help you drive safer and save money in the long run. It’s also important to remember that some of these technologies can increase your insurance premium, especially if you live in an area with high rates of auto theft or severe weather.

For example, if you’re a young driver and live in an area that experiences frequent traffic accidents or bad weather, your premiums are likely to be higher. This is because the risk of these accidents increases, and your insurance company will factor that into your rate.

Regardless of what kind of BMW you drive, it’s worth considering the different options for car insurance. The best way to determine what your coverage needs are is to speak with an insurance professional who can help you compare quotes and find the right policy for you. They’ll also be able to recommend a car insurance company that offers the coverage you need at a price that works for you.


Insurance isn’t a cheap part of owning a vehicle. It can add up to thousands of dollars a year, depending on the model and the coverage you choose. Fortunately, there are ways to save money on your car insurance, from anti-theft devices to low-mileage discounts.

BMW’s 328d is one of the more affordable cars in its class for the average driver. It’s also one of the most efficient, with a EPA fuel economy rating of 32/45 mpg city/highway for sedan models and 31/43 mpg city/highway for xDrive Sport Wagons and Station Wagons.

The 328d is also the first BMW to use a turbocharged four-cylinder diesel engine. It puts out 180 horsepower and 280 lb.-ft of torque, which is enough to scoot the car from 0 to 60 mph in less than seven seconds.

However, the 328d’s most impressive feature may be its smoothness. While it does have an audible ticking sound at lower speeds, the engine is smooth and quiet in comparison to older diesel engines.

You’ll want to get a comprehensive policy, which covers theft and vandalism. It will also include liability coverage, which can help protect you against legal claims from others.

It’s a good idea to compare quotes from multiple companies before making a decision on coverage. You can do this by submitting your details online, and you’ll be matched with quotes from leading insurers.

You’ll be able to see which ones offer the best value for your budget. Once you have all the information, it’s a matter of choosing the right insurance plan for your needs. Our insurance experts will be happy to help you find the best deal on your next policy.