How to Get the Best Rates on Subaru Legacy Car Insurance
How to Get the Best Rates on Subaru Legacy Car Insurance
Subaru Legacy car insurance

Car insurance is a large expense for most drivers, but it can be easily lowered by comparison shopping. Getting free quotes is easy.

Subaru is a safe brand that offers great features for a reasonable price. Its new Legacy model has been redesigned for 2023 and includes a number of features that help reassure you on the road.

Rates vary by state

Subaru Legacy car insurance rates vary by state, and it's important to understand how to find the best rate. The cost of your premium will be determined by several factors, including your age, vehicle model and driving record.

The cost of insurance can also depend on the type of coverage you choose, so it's important to shop around for the best possible price. This will save you money in the long run.

A good driver will get a lower insurance rate than an unlicensed or high-risk driver, for example. It's also a good idea to check with providers about discounts for good driving, such as anti-theft or safe driving.

Insurance prices are usually related to the MSRP of the car, so it's important to consider this when comparing prices. The more expensive the car is, the higher the insurance cost.

Where you live can also affect your insurance rates. For instance, if you live in New York or Seattle, your insurance costs may be significantly higher than if you live in a more affordable city like Chicago.

Your age will also affect your insurance costs, as older drivers are more likely to have a poor driving record. For example, teenage drivers with traffic violations can see a jump in their insurance costs.

You should also make sure that your car is in excellent condition, as this can help you save on insurance. For example, cars with an outstanding safety rating are often less likely to be stolen, which will make your insurance premiums lower.

To learn more about Subaru Legacy insurance rates, you can compare prices online by entering your information into our free tool below. We'll provide you with personalized quotes from top auto insurers.


The Subaru Legacy is a midsize sedan that's available in five trim levels (Base, Premium, Limited, Sport and Touring XT). All models come with all-wheel drive as standard. The Legacy is a popular choice among families that prioritize safety and want a sedan with a lengthy list of creature comforts.

The Legacy also comes with a host of modern safety features, including blind-spot detection, lane departure warning and adaptive cruise control. It has a five-star rating from the National Highway Traffic Safety Administration and received top marks from the Insurance Institute for Highway Safety.

Insurers look at a number of factors when calculating Subaru Legacy car insurance rates, so it's important to shop around. The best way to get the lowest prices is to get personalized quotes from a variety of carriers and compare them side-by-side.

Where you live can make a big difference in Subaru Legacy car insurance rates. Rural areas tend to have fewer accidents than metropolitan areas, which can result in lower premiums.

It's also important to consider how you use your car and whether or not it is equipped with any safety features. Some of these features, such as a rearview camera and a navigation system, can help you save money on Subaru Legacy car insurance.

Car insurance rates for a Subaru Legacy can vary greatly depending on several different factors, such as your driver profile and the trim level of the vehicle. However, it's possible to reduce your insurance costs by bundling all of your policies together, eliminating coverage you don't need and lowering your deductibles. It's also a good idea to ask for discounts from the insurance company you're considering.


The Subaru Legacy is a fun and safe ride, but you don’t want to get caught on the wrong side of the law without some form of auto insurance. A good way to start is by getting personalized quotes from a variety of companies. Some carriers even offer discounts for bundling policies, such as home, life, and auto insurance.

The right policy can save you hundreds of dollars a year, so it’s important to do your research before signing on the dotted line. The best way to find out which insurance carrier is right for you is to speak with a live agent or ask for free quotes online. The internet also houses a plethora of useful resources that can help you navigate the minefield that is car insurance shopping. The most important thing to remember is that your car insurance rate is a function of your personal risk profile, so it’s essential to understand your risk and what type of coverage is right for you. With a little research and a bit of time, you can easily find the car insurance policy that suits your needs.

Credit score

Subaru Legacy insurance rates vary by state and company, but having a high credit score can help you save money on premiums. In fact, a good credit score can cut your auto insurance costs by 72% or more compared to having poor credit.

Your credit score affects your car insurance rate, just like it does with most other types of insurance. It is calculated using FICO and VantageScore credit scores that companies use to determine if you are likely to make a claim.

You can check your credit-based insurance score for free at Experian. While your credit score is used by lenders to decide whether you are likely to be 90 days late on a mortgage or other loan payment, it is also used by auto insurance companies to determine if you will file an insurance claim.

The best way to get a cheaper Subaru Legacy insurance rate is to compare quotes from a wide range of car insurance companies. You can do this by entering your ZIP code in our free tool below.

How much a Subaru Legacy insurance policy costs depends on many factors, including your driving record and the vehicle's trim level. The type of coverage you buy, your deductible, and the amount of coverage you need will also impact your monthly payments.

It is also important to compare the insurance prices of different vehicles, and to consider the safety features they offer. This will help you find a low-cost insurance policy that is right for your needs.

The Subaru Legacy is an excellent choice for people who want a reliable and durable vehicle with a host of features that can protect them from accidents. It has a five-star overall safety rating from the National Highway Traffic Safety Administration and a Top Safety Pick+ designation from the Insurance Institute for Highway Safety, which means that it is an extremely safe car to drive.

Type of vehicle

Subaru Legacy vehicles have a reputation for being safe and reliable, which can help drivers get lower car insurance rates. Safety features like airbags, automatic emergency braking and electronic stability control can also save you money on insurance, as they can reduce your risk of a crash.

The 2020 Subaru Legacy is available with a variety of standard and optional safety features. These include adaptive headlights, a rearview camera, blind-spot monitoring, forward collision warning, lane departure warning and adaptive cruise control with lane centering.

These are all part of Subaru's EyeSight suite of safety features, and can help you earn discounts on your insurance premiums. However, you should check with your insurance agent to find out which safety features are offered by your policy and whether they are eligible for a discount.

If you're looking for a sedan that offers a spacious cabin and plenty of comfort, the Subaru Legacy may be a good choice. With a starting MSRP of $24,395 for the base model, it's an affordable option with a good list of standard features.

It also comes equipped with a 260-horsepower turbocharged four-cylinder engine and a continuously variable transmission (CVT). The Legacy's symmetrical all-wheel drive system is capable of handling most road conditions, even when it's snowing or the roads are icy.

The Subaru Legacy has received five stars for safety in all crash tests conducted by the National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety. It is also one of the top 10 best-selling cars in the United States.