How to Get the Best Rates on Chevrolet Spark EV Car Insurance
How to Get the Best Rates on Chevrolet Spark EV Car Insurance
Chevrolet Spark EV car insurance

The Chevrolet Spark EV is an electric minicar designed for fun, gas- and emissions-free driving and easy ownership. The vehicle is powered by a 105-kilowatt electric motor that delivers 140 horsepower and 327 pound-feet of torque.

It can go up to 62 miles on a single charge and can be fully recharged by plugging into a standard 120-volt household outlet or 240-volt charging station. The recharging process can take up to seven hours.

Safety Features

A number of companies offer Chevrolet Spark EV car insurance coverage, and it's important to compare prices among them to find the best deal. There are a number of factors that can affect your rate, including the age and driving record of the driver. Getting the best rates on car insurance for the Chevy Spark EV requires a little research and comparison shopping, so make sure to use our free online tool to get quotes from multiple companies.

Safety features are a major selling point for electric cars, and the Chevrolet Spark EV delivers with an impressive list of passive and active safety technologies. Its standard 10 airbags and rollover sensors provide excellent protection for both you and your passengers.

The Spark EV's small body frame has a robust construction and is built with high-strength steel, which helps improve stiffness and reduce noise, vibration and harshness. It also reduces vibration from bumps, dips and ruts to ensure that you can maintain a confident road feel throughout your drive.

GM engineers have spent a significant amount of time working with the Spark's battery, which is encased in a strong, lightweight composite case. Its 19-kWh lithium-ion battery is designed to deliver value, safety, quality and performance, as well as durability and reliability.

With a combined city/highway EPA-estimated range of 82 miles and a 119 MPGe fuel economy equivalent, the Spark EV is one of the most efficient EVs in the U.S. Its regenerative braking system is much more responsive to range-extending driving techniques than some rivals' systems, making it easy to maintain your speed without depleting the battery.

Its compact wheelbase and low center of gravity help to keep the car steady during sharp turns, reducing the amount of understeer or oversteer you experience. Its suspension also is more stable at highway speeds than some rival EVs, helping to minimize vibration and rattles from road imperfections and potholes.

With its compact size and tight turning radius, the Spark EV is ideal for maneuvering around busy streets and narrow parking spaces. Its steering feels direct and lets you know exactly where the vehicle is on the road, so you can make quick decisions about what to do next. Its brakes are firm and give you good stopping power, despite the small dimensions of the vehicle.

Safety Ratings

The Chevrolet Spark is a fun, quick little car that drives well in the city and gets decent EPA estimates for fuel economy. Its light steering and tight turning radius make it easy to maneuver through narrow streets and park in small spaces, though its suspension lets in a bit of road noise.

The Insurance Institute for Highway Safety gave the Spark the top Good rating for frontal overlap and side crashes. The group tests cars for safety and issues ratings, which influence car reviews and consumer perceptions of vehicle quality.

One of the test methods used by the institute is a "small overlap front crash test." The test measures how much of the front end of the car, on the driver's side, strikes a 5-foot-tall barrier at 40 mph. The Spark received an acceptable score in that test, which is the highest among all the subcompacts tested.

According to Karl Brauer, an analyst with Kelley Blue Book, the new Spark is using high-strength steel to strengthen the front structure and improve its ability to absorb energy from a crash. It also is using a new design for the front crash-avoidance system to better capture and direct crash energy to protect passengers, Brauer said.

Some of the features available in the new Spark include a rearview camera, tire pressure monitoring and a rollover sensing system. The top-trim 2LT model includes emergency front braking and lane-departure warning.

While the Spark's cabin is spacious and comfortable for two adults, its second row lacks a lot of legroom and headroom. The rear seats have LATCH connectors, but the tether anchors are hard to find and the lower anchors are set deeply in the seat.

The Insurance Institute for Highway Safety awarded the Chevrolet Spark the second-highest rating of Acceptable for its LATCH system. The system is simple to use, but it doesn't have any tether anchors to prevent accidental ejection from the back seat.

Your Chevrolet Spark EV's insurance rates will be influenced by many factors, including your age, your home address, the trim level and your driving history. Taking the time to compare car insurance quotes is the best way to make sure you're getting the most affordable rate possible.

Vehicle Replacement Value

When it comes to car insurance, the vehicle replacement value of a vehicle is often one of the main factors used to determine rates. A vehicle's price can be influenced by its fuel type, safety features and other aspects of the car itself.

Electric vehicles (EVs) cost more to insure because of the high cost of their batteries and other parts. Because of this, if you have an accident with an electric car, your insurance company may raise your premiums to cover the higher repair costs.

While this may seem like an insurmountable barrier to owning a car that is powered entirely by electricity, you can find ways to make the vehicle more affordable to insure. For example, you can save money on your premiums by bundling your home and auto insurance policies or by maintaining good credit.

Another way to get a better deal on your Chevrolet Spark EV car insurance is by shopping around. This is the best way to ensure you are getting the cheapest rate possible for your specific vehicle and driver profile.

To help you find the best rates on your new or used Chevrolet Spark EV, we've gathered data from the top car insurance companies and put it all together for you in The Zebra's easy-to-use tool. Just enter your zip code and we'll compare prices for you at no cost.

The average price to insure a Chevy Spark is $1,408 per year, which beats the national average for popular hatchback models by $817. This figure is based on a 40-year-old driver with full coverage and good credit who drives 13,000 miles annually.

It's important to remember that this is a generalized price quote, and it doesn't account for any discounts you might be eligible for or the amount of coverage you choose. Your rates can vary a great deal by age, driving history and other factors.

In addition, the vehicle replacement value of your Chevrolet Spark EV can be impacted by the state in which you live. Some states have more stringent laws regulating the insurance industry. Others allow insurance companies to adjust your rates based on credit or other factors.

Driving Record

You can save money on car insurance by keeping your driving record clean. Violations on your record have a big impact on your rates and can add up fast if you're under 25 or are a teen driver.

You should always get multiple quotes to find the cheapest Chevrolet Spark EV car insurance rates. The best way to do this is by comparing your quotes online. Once you've gotten a few quotes, call your agent and ask them about discounts that they may be able to offer.

The type of vehicle you drive can also affect your rates. For example, a sports car costs more to insure than an SUV.

Another factor that can affect your rates is your age and where you live. Younger drivers typically have higher premiums than older drivers because they're more likely to be involved in accidents.

If you're a younger driver, you may be able to save money on Chevrolet Spark EV car insurance by taking a safe driving course or getting an accident-free discount. These types of discounts will typically be available from any company that you purchase your insurance policy from.

Your location can also have an impact on your Chevrolet Spark EV insurance rates. Generally, rural areas have lower rates than urban ones, so you'll want to compare quotes based on your zip code and risk profile.

Finally, you can lower your Chevrolet Spark EV insurance rates by bundling different policies together. Many companies will offer discounts for combining your insurance with other policies, such as home or renters coverage.

You can also sign up for usage-based discounts that will lower your rates if you're careful to use your electric vehicle sparingly. However, these discounts are only available if you're a responsible driver.

The Chevrolet Spark EV is a popular choice for many people because it's easy to drive and provides excellent fuel economy. It is important to remember that car insurance can be a significant expense, and you should never let the price discourage you from buying a vehicle.