If you're in the market for a new car, it's important to know how much it will cost you to insure it. The costs can vary a lot from state to state.
Insurance premiums depend on several factors, including your age and where you live. Getting the best rates requires shopping around for quotes from different companies.
Safety Ratings
Compared to other small cars, the Mitsubishi Mirage is one of the safest options available. It received top safety ratings from both the Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration.
The 2023 Mitsubishi Mirage is available in both hatchback and sedan styles, with prices starting at $16,245. It's one of the cheapest new cars on the market, and it achieves good fuel economy figures, too.
Mitsubishi also offers a 10-year/100,000-mile warranty for the Mirage. This is better than the warranties offered by rivals such as the Kia Rio and Hyundai Accent, and it's a great deal considering the Mirage's relatively low price.
Both body styles feature standard airbags, as well as anti-lock brakes, stability control, and traction control. They're equipped with a 1.2-liter three-cylinder engine that generates 78 horsepower. It's paired with a continuously variable transmission (CVT) that produces smooth, perky acceleration at city speeds but falters dramatically at highway cruising speeds.
In addition, the Mirage is known for its low yearly maintenance costs and low rate of unscheduled repairs. It's estimated that Mirage owners go to the dealership less than half as often as other subcompact cars.
The car's small size and tight turning circle make it easy to maneuver in crowded parking spots, and it also handles well at moderate speeds. However, it's a little sluggish on the highway, especially if you're passing or merging.
Another concern is that the Mirage's 1.2-liter engine doesn't provide enough reserve energy to call on when you need it most. It's a problem that affects many Mirage models from 1993 to 2014, and the cause is typically a worn out distributor.
Other safety features on the Mirage include automatic emergency braking and a rearview camera. These technologies can help reduce the severity of an accident, and they may even prevent it from occurring in the first place. Aside from these, the Mirage's safety rating is pretty much what you'd expect from a small vehicle. The only downside is that it doesn't offer any advanced safety technology that has been created in the last decade.
Insurance Costs
Insurance costs can vary widely depending on the specifics of your policy. It's always best to get quotes from a number of carriers so you can find the lowest rates for your car.
Mitsubishi Mirage drivers can expect to pay around $1,818 per year for full coverage. This includes comprehensive and collision coverage, which is vital to protecting your vehicle from damage and injury in the event of an accident.
This coverage includes damages to other vehicles and property, as well as medical payments for injuries incurred by others. It's important to have this coverage, especially if you live in an area where it's mandatory.
You can also add on additional coverages like roadside assistance and rental reimbursement, which can help you cover unexpected expenses if your Mirage is in the shop. These options can be expensive, but they're worth it for peace of mind.
It's also worth considering adding a higher deductible to your policy, as this can lower your costs. This can save you up to $246 a year for a 40-year-old driver and $474 a year for a 20-year-old driver.
Another way to reduce your Mitsubishi Mirage insurance costs is to take advantage of job-based discounts. Many insurance companies offer discounts for people in occupations like firefighters, college professors and members of the military.
In addition, you can save money on your policy by choosing a safe vehicle. The Mitsubishi Mirage is a great option for budget-friendly commuters, and it's equipped with standard safety features like lane departure warning and automatic emergency braking.
The vehicle's small size means that it can be easy to park in tight spaces, and its 1.2-liter engine delivers good fuel economy. It's also available in four trim levels, so you can choose the model that suits your needs best.
The Mitsubishi Mirage is a practical choice for families and budget-conscious drivers, with its affordability and small size. The only downside is its poor safety rating, which puts it behind rivals such as the Kia Rio and Hyundai Accent. However, the Mirage does offer a 10-year warranty, which is more than enough to protect you against the cost of repairs if something goes wrong with the car.
Insurance Discounts
While Mitsubishi Mirage car insurance rates vary widely from driver to driver, there are certain discounts available to help lower your premium. These savings are based on the safety rating of your Mitsubishi, your driving record, and other factors. In addition, there are many insurance companies that offer specialized coverage for the Mitsubishi Mirage model.
If you’re looking for an affordable auto insurance policy, consider shopping around with several insurance companies. This will allow you to find the best rate for your situation.
When you compare insurance rates online, you’ll be able to see what different carriers charge for the same coverage. This way, you can determine which one offers the most competitively priced premium for your Mitsubishi.
Getting affordable auto insurance is not an easy task, but it can be done. If you’re a safe driver, you may qualify for a discount if you install an anti-theft device or other types of protection on your vehicle. Adding additional coverage options like rental car coverage can also reduce your monthly premiums.
The Mitsubishi Mirage is a small and economical car that offers some of the lowest fuel costs in its class. It has an automatic transmission and forward collision warning as standard features. It also comes equipped with Apple CarPlay and Android Auto, plus a four-speaker audio system.
A variety of safety features are also included in the Mitsubishi Mirage, including front and rear airbags, traction control for icy conditions, and child safety locks. Additionally, the car has a 10-year/100,000-mile powertrain warranty.
When it comes to insurance, the key is finding a company that offers the lowest possible rates for your specific risk profile and trim level. Some of the most affordable companies to insure your Mitsubishi Mirage are Ohio Mutual, Aspire, Fiesta, and StateAuto.
Another important factor to look at when comparing insurance rates is where you live. Typically, drivers who live in high-traffic or crime-prone areas will pay more than those who reside in quieter suburbs.
Aside from these factors, it’s also important to be aware of your age. Younger drivers can expect to pay more for their car insurance because they’re less experienced and therefore more likely to get into accidents.
Insurance Companies
There are many different insurance companies that offer Mitsubishi Mirage car insurance, which is why it's important to compare them all to find the best deal for you. Your driving record, the model of your vehicle, and where you live are all factors that can have an impact on your premiums.
Although the average cost of a Mitsubishi Mirage insurance policy is a bit more than what you would expect from most mainstream automakers, it's much less expensive than those of Asian brands like Hyundai and Kia. This is especially true when compared to luxury brands like Lexus, Acura, BMW, and Mercedes-Benz, which often come with higher premiums.
The Mitsubishi Mirage is a popular subcompact hatchback that offers economical performance and cute looks for a competitive price. It comes equipped with safety features that include airbags for both driver and front passenger, 3-point ELR seatbelts with pretensioners and side impact beams.
According to the National Highway Traffic Safety Administration (NHTSA), the Mitsubishi Mirage scored four stars out of five in all crash tests conducted. This is one of the highest crash-test ratings for a subcompact hatchback.
This Mitsubishi Mirage also boasts the brand's advanced Reinforced Impact Safety Evolution body, which strategically places reinforcements at critical points to help absorb impact from an accident. In addition to the standard safety features, there are available add-ons such as a collision coverage plan that can help minimize your out-of-pocket costs in the event of an accident.
However, you should be careful not to purchase too many extras as they can increase the amount of your annual Mirage insurance premiums. Make sure you get the right coverage for your budget, and don't be afraid to ask about discounts that may apply.
You can save a substantial amount of money on your Mitsubishi Mirage insurance by being a good driver. Avoid reckless or risky behaviors on the road, as they will increase your rates significantly. Additionally, you should always maintain a clean driving record and avoid tickets and violations. Just a couple bleminshes on your record can have a significant impact on your rates, and serious convictions can increase them even more.