Ford F-150 Car Insurance
Ford F-150 Car Insurance
Ford F150 car insurance

The Ford F-150 is the best-selling pickup truck in the United States. It also has a high crash rating and is inexpensive to insure.

The average insurance cost of a Ford F-150 is $1,794 per year or $897 for a six-month policy. That’s about $206 less than the cost of a Chevrolet Silverado or Ram Truck.

Safety Ratings

The Ford F-150 has a reputation for being a safe vehicle. It has earned top crash test ratings from both the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration.

The IIHS tests vehicles for their performance in two major categories: crashworthiness and crash avoidance. Their rankings are trusted and provide a good indicator of the type of protection you can expect from a vehicle.

To earn a good rating, a vehicle must pass all the necessary tests and have excellent frontal and side crash protection. The F-150 has many of the features insurers look for, including front and side airbags, seatbelt pre-tensioners, and anti-lock brakes.

In the Insurance Institute for Highway Safety’s small overlap front crash test, the F-150 crew cab scored top marks for its crashworthiness and front crash prevention systems. These innovations include a patented extruded aluminum roof crossmember, additional frame crossmember, and nylon hinge pillar reinforcements, as well as specially designed wheel blockers.

Aside from its crash-tested safety features, the Ford F-150 is also a good choice for your car insurance rates. Its large size and class make it more likely to cause damage to other cars, but if a vehicle has a history of low claims, insurers will often reward owners with lower liability property damage rates.

Another factor that affects your insurance costs is your driver’s age and experience level. Older drivers are typically less reckless than young ones, which means they have fewer accidents and receive lower premiums.

You can find out how much you’ll pay for insurance by getting a quote from your local GEICO agent. They can help you figure out your exact coverage needs and give you a personalized rate that fits your lifestyle.

If you are thinking about purchasing a new Ford F-150, be sure to get a car insurance quote from GEICO. They can offer a variety of vehicle equipment and driver discounts to help you save money on your monthly premium. Plus, they are always there to answer any questions you may have about car insurance.

Crash Test Ratings

As America’s top-selling vehicle, the Ford F-150 has long been considered a safe and reliable option for truck buyers. The truck has been awarded a Top Safety Pick from the Insurance Institute for Highway Safety (IIHS) and earned five stars in its crash test ratings.

The F-150 has a number of standard safety features that can help you avoid collisions and reduce your car insurance rates in the event that you do get into an accident. These include automatic emergency braking, forward collision warnings, evasive steering assist, blind spot monitoring, automatic high beams, lane keep assist, and pedestrian detection.

If you’re in a bad crash, these safety features can prevent serious injury or death. This makes them a good choice for auto insurers, as they want to minimize their losses and maximize profits.

Crash test ratings are also important because they indicate how well a car handles an accident. If a car is rated poorly in a crash test, it may be harder to repair after an accident. This is why the Insurance Institute for Highway Safety conducts these tests.

Since 2012, the Insurance Institute has conducted a series of tests that are more rigorous than previous ones. These tests include the small overlap front crash test, which slams 25 percent of the vehicle’s front into a barrier at 40 miles per hour.

To improve the F-150’s crashworthiness in this test, Ford incorporated 31 innovations. These innovations managed crash forces through innovative structures, joining methods and a variety of other techniques.

One example is the use of nylon hinge pillar reinforcements that save weight and provide an extra layer of protection for the driver. Additionally, the truck has specially designed wheel blockers that limit the impact of a front-end crash.

These safety features are just some of the many reasons that the Ford F-150 has been a popular pick for years. The F-150 is a great choice for drivers who are looking for a rugged and powerful pickup truck with plenty of room to haul cargo, passengers, and more. The F-150 has a wide range of model and build options, making it the ideal option for a wide array of needs.


The Ford F-150 is a reliable vehicle with a great reputation for being able to survive a crash. This is thanks in large part to its strong body structure, which makes it less likely to sway and break when hit by an object or another car. This can help lower your insurance costs, especially if you live in an area where auto theft and traffic accidents are high.

The F-150 comes standard with safety features such as automatic emergency braking, forward collision warnings, evasive steering assist and blind spot monitoring. In addition, it offers a range of driver assistance options that include automatic high beams and lane keep assist.

In addition to its safety features, the Ford F-150 has been crash tested by the Insurance Institute for Highway Safety. It earned a "good" rating for its performance in both front and rear crash tests, as well as in roof strength and head restraints and seats.

Regardless of your choice of model or trim level, the F-150 is backed by a three-year/36,000-mile limited warranty and five-year/60,000-mile powertrain warranty. It also comes with a variety of maintenance plans to keep it in top condition.

You can find the best car insurance policy for your Ford F-150 by shopping around. Many factors affect your premium, including your driving record, location and other perks that you may be eligible for.

If you’re looking to save money on your F-150’s insurance, consider choosing a policy with a low deductible. You might even qualify for a pay-per-mile policy, which charges you a set monthly fee based on how much you drive.

This type of policy can be beneficial if you have a lot of miles on the clock or use your F-150 for work. You can even get a policy that offers roadside assistance and rental car coverage.

There are several ways to lower your Ford F-150 insurance rates, but the most effective way is by comparing multiple quotes from different companies. You can do this by entering your ZIP code into our free quote finder, which will give you personalized insurance quotes from a number of reputable companies.

Insurance Rates

As with most vehicles, the insurance rates of the Ford F-150 depend on a variety of factors. While vehicle age is the most obvious, other factors may also play a role.

Driver age is another important factor that impacts the cost of car insurance for the Ford F-150. Older drivers typically have a lower insurance risk because they are less likely to get into accidents or make bad driving choices on the road.

The cost of your insurance also depends on your deductible. You can opt for a higher deductible and save money on your policy.

Your location is also a key factor in your insurance rates. Where you live is more likely to have dangerous weather, traffic accidents, and auto thefts, so it will affect how much your premium costs.

It is also possible to take advantage of discounts for things like safety equipment, memberships, and driving habits. You should shop around to find the best rates on your F-150.

You can also ask about accident forgiveness or vanishing your deductible. Many insurance companies will offer these types of discounts.

Choosing your vehicle’s trim & package can also impact the cost of your insurance. Choosing a more powerful model or choosing a trim that includes a lot of features could increase your premiums.

The Ford F-150 is available in a wide range of trim levels and packages. Depending on your needs, you can select a higher-end trim level or a lower-cost work truck.

Your fuel type is also a key factor in your insurance rate. Generally speaking, gas models are less expensive to insure than diesel ones.

Other features that can impact your insurance rate include the body type of your F-150 and how it’s used. For example, if you’re an off-road enthusiast and use your truck primarily off the road, you may pay a higher premium.

The Ford F-150 is a popular choice for truck owners and can be an excellent investment. It offers plenty of power and space, plus it’s built to be durable. But it’s important to choose the right trim and package to get the most out of your vehicle.