Cost of health insurance in Portage, WI
The cost of health insurance in Portage, WI varies depending on the plan you choose. There are several types of policies available, with most providing similar amounts of coverage. The biggest difference is the amount of flexibility and accessibility. If you're concerned about cost, consider switching to a Point of Service policy, which combines the benefits of HMOs and PPOs. This type of policy does not have deductibles, and your out-of-pocket costs are lower.
The cost of health insurance in Portage, WI will be lower if you have more than one dependent. The Silver tier plan costs around $428 for a family of three, which is about average for Wisconsin. If you add a second child, the price increases by $308. However, insuring children through the age of 14 is still relatively cheap.
You should also consider enrolling in a health plan with a savings based on your income. You can also get Medicaid or CHIP coverage if you qualify. You can also work with a trained health insurance assistant if you're unsure about the steps needed to get coverage. These assistants are free of charge and will provide accurate information about the various plans available. They can also help you change plans and coverage if you have dependents.
Cost of personal articles policy in Portage, WI
If you own valuable items, a personal articles policy can cover the replacement or cash value. Most items are covered at replacement value, which means the insurance company will try to find an item that closely matches the style, clarity, and karat of the original item. In addition, personal articles policies don't have a deductible.
Personal articles policies are inexpensive and can cover a large portion of your possessions. Typically, they cost between 80 to 90 cents per $100 of insured value. This means that you'll pay about $200 per year for coverage of your valuables. This coverage also protects your belongings against accidental damage or wear and tear.
When considering a personal articles policy, you should make a list of your possessions and determine what it would cost to replace each one. It may make sense to add a personal articles policy to your homeowners insurance or renters insurance policy. However, keep in mind that your homeowners insurance policy may have a limit on how much it will cover.
Cost of personal articles policy in Portage, Wisconsin varies depending on the level of coverage and your coverage needs. For example, if you have a $200,000 dwelling, the cost of a personal articles policy in Portage, WI is approximately $1,427 a year. Similarly, if you want to cover a $300,000 dwelling, the cost of a policy will be $1,918 per year.