If you're thinking about buying a Honda Insight, be sure to compare car insurance rates before you buy. You could save a lot of money by insuring your Insight with the right company.
Your yearly Honda Insight car insurance rate is largely determined by your driving record, the deductibles on your policy, and the amount of coverage you need. You can also get discounts that will help you save on your premiums.
Safety Features
The Honda Insight has a long list of safety features. Its standard suite of driver-assistance technologies includes forward collision warning, lane departure warning, lane keep assist, road departure mitigation, adaptive cruise control, and traffic sign recognition.
The Insight also has a rearview camera, blind-spot monitoring, and automatic high-beam headlights. There’s plenty of room for two adults in the front seat and up to five passengers in the back. The Insight’s trunk has a reasonable 15.1 cubic feet, although the Touring trim’s cargo hold is smaller.
When you want to buy a car, it’s important to know whether the vehicle is safe and what kind of accident ratings it has received. Insurance companies will look at these factors to determine how likely it is that you’ll get into an accident and how much you’ll be charged for car insurance.
This is why it’s essential to choose a vehicle that has good safety ratings and comes with an extensive list of safety features. These features can help you earn better rates on car insurance, as well as protect yourself and others if an accident happens.
One way to tell if a vehicle is safe is to check out its crash test scores from the Insurance Institute for Highway Safety (IIHS). These tests cover a variety of areas, such as a driver’s torso, roof strength, and head restraints.
Other major components of a vehicle’s safety rating include anti-lock brakes, electronic stability control, and an extensive air bag system. If you want to get the best rates on auto insurance, make sure that the car you buy has good crash test ratings and that it has a comprehensive air bag system.
In addition to Honda’s safety features, many insurers offer discounts for vehicles that are equipped with a number of different security systems. The Insight is no exception to this rule, as its standard safety features and available technology can save you money on your car insurance.
If you want to get the best deal on car insurance for your Honda Insight, start comparing quotes from several companies using our free online tool. We’ll connect you with a top-rated provider near you.
Safety Ratings
The Honda Insight is one of the safest cars on the road, earning five stars for its overall safety rating from the National Highway Traffic Safety Administration. It also received an Insurance Institute for Highway Safety (IIHS) Top Safety Pick+ award in 2018.
NHTSA tests the Insight in three crash scenarios to determine its overall safety ratings: frontal crash, side crash and rollover. The first test sends a car crashing into a fixed barrier to simulate a head-on collision. The second test simulates a T-bone crash, where a moving barrier hits the vehicle. The third test measures the impact to the passenger compartment and evaluates any potential harm to the driver and passengers on a scale from one to five stars.
The NHTSA’s overall safety rating is based on a combination of these crash tests and other factors. It includes a rating for occupant protection in the event of a rollover, and it rates the Insight’s seatbelts and steering systems against a four-part scale.
Aside from NHTSA’s overall rating, the Insight is also rated by the IIHS in various categories related to crashworthiness and other driver assist technologies. The Insight’s standard crash-avoidance technologies earned the highest IIHS ratings of Superior, which means they are among the best in their class.
Other features of interest to drivers of the Insight include active noise cancellation, a rearview camera and automatic braking. All of these features help reduce the risk of a crash, but they won’t necessarily prevent one.
In addition to its safety features, the Insight is a great choice for drivers who like to drive in style. Its sporty, yet elegant exterior design is complemented by a roomy interior that can accommodate up to five people.
When it comes to fuel economy, the Insight isn’t as efficient as a Toyota Prius or Hyundai Ioniq hybrid but is still able to achieve an EPA-estimated 55 city/49 highway mpg for EX models and a combined figure of 51 city/45 highway mpg for Touring trims. However, real-world EPA mileage is lower than expected; it depends on how you drive and maintain your vehicle, battery-pack age/condition and other factors.
Insurance Costs
Honda Insight car insurance rates vary based on several factors, including the model and trim level of the vehicle. Your location and risk profile can also impact your insurance costs.
For example, a 40-year-old driver in a rural area could pay as much as $1,250 a year on average for Insight insurance. Compare rates based on your specific driver profile, Insight trim level, and policy deductibles to find the best deal on Insight auto insurance.
A good driving record can save you money on your Honda Insight insurance. Keep your credit score high, get fewer tickets, and avoid serious infractions such as DUIs and hit-and-run accidents.
Another way to reduce your insurance costs is by choosing a safer Insight model that has modern safety features. These include blind-spot detection systems, lane-departure warning systems, and automatic seatbelts.
Buying a used Honda Insight can also save you money on your insurance costs. A used model is often cheaper to insure, because it has a lower value than new models.
In addition to being cheaper to insure, a used Honda Insight may be less expensive to repair or replace if it's stolen or damaged in an accident. Many dealerships offer a warranty that covers the cost of any repairs.
The Honda Insight is a hybrid-powered vehicle that combines both fuel efficiency and reliability. It has EPA ratings of 55 miles per gallon in the city and 49 on the highway.
While the EPA rating is slightly below the Toyota Prius and Hyundai Ioniq, the Insight's actual gas mileage is much better on our real-world tests. It's 2 mpg better than the Prius and a whopping 4 mpg better than the Ioniq.
Overall, the Honda Insight is a practical, affordable car that's great for young drivers. It's safe to drive, and it has all of the modern technology that makes driving a fun experience.
Getting Honda Insight insurance is easy when you shop online at Jerry's Insurance. Simply enter your ZIP code to compare rates from multiple companies in your area. Our experts can help you choose a policy that meets your needs and your budget.
Insurance Companies
The insurance cost for a Honda Insight depends on various factors like the age of the vehicle, the driver's risk profile, and the company offering coverage. You should consider a number of different insurers and compare them to find the best deal on your insurance.
The Honda Insight is a popular vehicle among car buyers, and the insurance rates for this model are usually lower than most other vehicles in the same category. However, the insurance costs are also affected by a variety of factors including the age of the driver, the driver's driving history and the area in which they live.
Younger drivers pay higher insurance premiums than mature drivers, and where they live is another important factor in determining the cost of their policy. For example, an 18-year-old in Los Angeles pays approximately $472 more per year for their Honda Insight insurance than a 40-year-old in Philadelphia.
In addition, young drivers are more likely to get into accidents than older drivers. They are more likely to be involved in an accident involving a larger vehicle, and this can increase their insurance costs.
One way to reduce the insurance cost of your Honda Insight is to purchase comprehensive coverage. This type of policy protects your vehicle against things like animal damage, hail, vandalism and theft. It also includes medical coverage and collision insurance, which covers any damage to the other vehicle or occupants in an accident.
Other insurance extras, such as uninsured motorist (UM) and underinsured motorist (UIM) coverage can also help to decrease the cost of your policy. These policies are designed to cover the cost of any damages incurred by you or your passengers in an accident caused by other drivers who don't have enough insurance or are too inexperienced to drive safely.
Insuring your Honda Insight can be done online or with a local insurance agent. Many of these companies offer discounts for good drivers and have online tools that allow you to compare quotes from different providers. Moreover, some providers offer multi-car insurance discounts that can be particularly useful for households with multiple vehicles.